Commercial Combined Insurance covers a range of property and Liability insurance
Compulsory Employers Liability (usually only available if you have Public Liability cover) can be included in a tailor-made policy for you.
Sometimes you require insurance that is more tailored to your own business requirements, than that provided by one of the many excellent insurance package policies that are available.
Why pay for cover that is not relevant to you, when you can tailor something to your own specific requirements. Sometimes though, depending upon your own trade, a package policy could be the most cost-effective solution.